Poliklinika Cito
Split
- IVF with own eggs
- From €700
- IUI / insemination
- From €170
IVF cost in Croatia: clinic prices and treatment fees
Croatian tariffs distinguish natural, mild and fully stimulated IVF. Lučinger’s €500 fee applies when no embryo is available for transfer; it is excluded from this comparison. Medication and monitoring can be extra.
Guide reviewed: 2026-10-11. Prices checked against our database on 2026-10-11.Published IVF and fertility treatment prices in Croatia
- IVF with own eggsEUR · 1 clinic
- €700Lowest published starting price
- IUI / inseminationEUR · 2 clinics
- €170Lowest published starting priceMedian starting price: €285
What the published fees include
Cito lists mild-stimulation IVF at €700 for cash payment (€735 by card). Medication and the stimulation protocol need a separate quote. Lučinger’s €500 no-embryo fee and BetaPlus’s three-IUI package are excluded from starting-price comparisons. Clinic / official source ↗
Amounts are kept in their source currency. One lowest starting price per clinic, treatment and currency is used; insurance co-payments and IVF transfer-only fragments are excluded. Package inclusions differ, so these figures are not complete treatment budgets.
Compare clinic prices in Croatia
IVF Centar Lučinger
Zagreb
- IUI / insemination
- From €400
IVF funding and eligibility in Croatia
The Act provides eligible HZZO patients with four IUI attempts and six IVF attempts, including two natural-cycle attempts. Coverage normally applies until the 42nd birthday, with medically justified exceptions.
Croatian law allows married or cohabiting heterosexual couples and qualifying single women after unsuccessful or futile infertility treatment. The single-woman provision excludes women in a same-sex union.
Ask whether the quoted fee covers stimulation medication, monitoring, egg retrieval, fertilisation, embryo transfer, freezing and storage. Confirm donor-material charges and cancellation terms separately.
Questions about IVF prices in Croatia
Is IVF in Croatia publicly funded?
The Act provides eligible HZZO patients with four IUI attempts and six IVF attempts, including two natural-cycle attempts. Coverage normally applies until the 42nd birthday, with medically justified exceptions.
What should an IVF quote in Croatia include?
Ask for separate amounts for the treatment cycle, medication, screening, laboratory procedures, embryo transfer and storage. Confirm donor-material charges where applicable and whether the quoted amount is a starting price or a complete package.
Can foreign patients use a public IVF price in Croatia?
Croatian tariffs distinguish natural, mild and fully stimulated IVF. Lučinger’s €500 fee applies when no embryo is available for transfer; it is excluded from this comparison. Medication and monitoring can be extra. Confirm residency, insurance entitlement and provider acceptance separately.
Price sources and policy references
Clinic prices come from published price records in our database. Individual clinic pages show the available source details. National references support the funding and access notes.
Croatian Assisted Reproduction Act: Articles 10–15 and donation provisionsLučinger: IVF cycle variants and medication exclusionsCito: IVF and IUI tariffsEuropean Atlas of Fertility Treatment Policies 2024 — Fertility Europe & EPFThe Atlas is a 2024 policy comparison, not a clinic price list or a measure of treatment success. Only selected policy context is used here.