January 18, 2026

Top 6 Financial Options for Fertility Treatment

Shady Grove Fertility offers 30+ accepted insurance providers and six unique financial programs, including a 100% refund guarantee for IVF cycles and a 50% cost reduction for shared donor egg programs. Approximately 87% of applicants qualify for the Shared Help income-based discount, while military personnel receive a 25% discount on self-pay services.


Key Takeaways

Shared Risk 100% Refund Program for IVF Cycles

Patients pay a flat fee for up to six IVF or donor egg cycles and receive a full refund if all attempts fail. This program eliminates financial risk for those requiring multiple treatment cycles.

IVF Multi-Cycle Discount Program for Uninsured Patients

Uninsured patients pay a one-time fee covering up to two fresh IVF cycles, cryopreservation, and subsequent frozen embryo transfers, with a 40% discount compared to paying per cycle.

Shared Donor Egg Program Cost Reduction

Couples can reduce donor egg treatment costs by 50% by sharing one egg donor with up to three recipients. Pregnancy rates match traditional donor egg cycles without waiting lists.

Shared Help Income-Based Discount Program

Eligible households earning $95,000 or less annually receive discounts on fertility services verified via tax returns. 87% of applicants are approved for this need-based assistance.

Military Discount for Active Personnel and Reserves

Active military members and reserves receive a 25% discount on qualifying self-pay services by presenting U.S. military ID during initial consultations.


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