Affordable Fertility Financial Programs & Insurance Options Explained

Shady Grove Fertility offers five financial programs to help patients afford treatment, including 63% success rate shared donor egg options and 22 accepted insurance plans covering 70% of patients. Over 1,900 patients used these programs in 2011.

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Key Takeaways

Comprehensive Insurance Coverage for Fertility Treatments

Approximately 70% of Shady Grove Fertility patients have some insurance coverage, with 22 accepted insurance plans. Coverage typically includes pre-screening, medications, IUI, and IVF, though deductibles and co-pays may still apply.

Shared Risk 100% Refund Program for IVF & Donor Egg

This program offers up to six IVF cycles for a flat fee with a 100% refund guarantee if no pregnancy results. Ideal for patients under 39, using donor eggs, or paying out-of-pocket, with 1,100 participants in 2011.

Multi-Cycle Discount Program for Lower IVF Costs

Patients pay upfront for two IVF cycles and receive up to 40% savings, plus discounted frozen embryo transfers and cryopreservation. No refund if treatment fails, but fixes costs for multiple attempts.

Shared Donor Egg Program Cuts Costs in Half

75% of donor egg patients use this program, sharing one donor’s eggs with 1:2 or 1:3 recipient splits. Reduces treatment costs by 50% while maintaining a 63% success rate per cycle.

Fertility Finance Loans for Uninsured Patients

Partnered with Fertility Finance, patients can secure $15,000 average loans with competitive rates. Over 500 patients used this option in 2011 to fund treatment without insurance.

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